Privacy Policy

Last Modified: 1/30/17

This statement is provided on behalf of BEY MGA Inc. ("BEY"). We are committed to protecting your privacy. This Privacy Policy and the Terms of Use sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us. Please read the following carefully to understand our practices regarding your personal data and how we will treat it.

Our Privacy Commitment

We will not sell your personal information to anyone. We will not share your information with non-affiliate companies that would use it to contact you about their own products and services, unless permitted pursuant to a joint marketing agreement. We require persons or organizations that represent or assist us in servicing your policy and claims to keep your information confidential. We require our employees to protect your personal information and keep it confidential. Protecting your personal information is important to us. In addition to the practices described above, we use a variety of physical, technical and administrative security measures to safeguard your information.

Personal Information We May Collect

We gather personal information from you and from outside sources for business purposes. Some examples of the information we collect from you may include your name, phone number, home and e-mail addresses, credit card number and social security number. Also, we maintain records that include, but are not limited to, policy coverages, premiums, and payment history.

In addition, BEY and its business partners gather information through Internet activity, which may include, for example, your operating system, links you used to visit beymga.com, web pages you viewed while visiting our site, Internet Protocol (IP) addresses, and cookies. We use cookies, analytics and other technologies to help:

  • Evaluate our marketing campaigns.
  • Analyze how customers use our website and applications.
  • Develop new services.
  • Know how many visitors have seen or clicked on our ads.
Also, our business partners assist us with monitoring information including, but not limited to, IP addresses, domain names and browser data, which can help us to better understand how visitors use beymga.com.

How We Use and Share Your Personal Information

We use and share your personal information in the course of our normal business activities. We may provide your information to persons or organizations within and outside of BEY. This would be done as required or permitted by law. For example, we may do this to:

  • Fulfill a transaction you requested or service your policy.
  • Process your claim.
  • Prevent fraud.
  • Comply with requests from regulatory and law enforcement authorities.

The persons or organizations with whom we may share your personal information may include, among others:

  • Your agent, broker or BEY-affiliated companies
  • Companies that perform services, such as marketing, credit card processing, and communication services on BEY’s behalf;
  • Business partners that assist us with tracking how visitors use beymga.com;
  • Other financial institutions with whom we have a joint marketing agreement;
  • Independent claims adjusters;
  • Businesses which conduct actuarial or research studies;
  • Those requesting information pursuant to a subpoena or court order; and
  • Licensed contractors and other recommended claims vendors.

The Internet and Your Information Security

Our website, beymga.com, provides information about us, our products, and the brokers that represent us. You may also perform some transactions on the website. This Privacy Statement applies to users of beymga.com, regardless of whether the user is a BEY customer.

Like many other websites, we gather certain information automatically and store it in log files. This information may include internet protocol (IP) addresses, internet service provider (ISP), browser type, referring/exit pages, operating system, date/time stamp, and/or clickstream data.

Both BEY and our third-party marketing partners use cookies, analytics, and other technology to help us provide users with better service and a more customized web experience. Additionally, our business partners use tracking services, analytics and other technologies to monitor visits to beymga.com. The website may also use web beacons in conjunction with cookies. If you prefer, you can choose to not accept cookies by changing the settings on your web browser. Many commercial Internet sites use cookies which enable a website to identify you as a particular user. Cookies do not, however, identify you by name or address unless you have provided us with such information (over the Internet or otherwise) or set up preferences in your browser to do so automatically.

You may opt out of accepting cookies by changing the settings on your browser. Rejecting cookies may prevent you from using certain functions and you may have to repeatedly enter information to take advantage of services. Cookies allow us to provide you with a more customized service and are used to track and measure site usage. This information may be used to manage and customize our site's content, layout, and services in order to improve our site, enhance customer service, and provide tailored messages.

We also use third-party advertising companies to present ads on sites on which we advertise. Third-party advertising technology uses information derived from your visits to this site and the sites on which we advertise to present ads to you and uses cookies to track activity. We also use web beacons, provided by third-party advertising companies, on both our site and on other sites, to help manage and optimize our online advertising. Web beacons enable us to recognize a browser's cookie when a browser visits this site, to learn which banner ads bring users to our Web site, and enable us to deliver more relevant ads to users.

Although we believe that each of the sites to which we target our ads or from which we collect data should post a privacy statement that fully describes the advertising and data collection activities on its site, we cannot guarantee that all such sites post such a statement.

We may also use customer information to send you promotional communications about products, features, and options that we believe may be of interest to you. If we have your e-mail address, we may do this by e-mail. If you do not wish to receive promotional e-mails from us, please contact us at the following address:

info@beymga.com

Reviewing and Correcting Your Personal Information

You can request to review your personal information contained in our records at any time. To do this, please send a letter to the address below requesting to see your information for the previous two years. If you believe that our information is incomplete or inaccurate, you can request that we correct it. Please note we may not be able to provide information relating to investigations, claims, litigation, and other matters. We will be happy to make corrections whenever possible. Please send requests to:

1225 Franklin Avenue, Suite 325
Garden City, NY 11530

If you wish to update, delete inaccuracies, or modify your profile information, you may do so at any time by logging into your account. If you no longer wish to receive certain email communications from us, you may opt-out by following the unsubscribe link located at the bottom of each communication or by contacting us at the e-mail address listed above.

Website Usage

Our website is for insurance services and is not intended for children; we do not market any products or services to children under the age of thirteen or knowingly collect any information from children under the age of thirteen. If we become aware that information is or has been submitted by or collected from a child under the age of thirteen, we will delete this information.

Security Procedures Used to Guard Against the Loss, Misuse, Alteration, or Theft of Information

To help ensure the security of your personal and financial information that you submit to this website, (other than via an e-mail message), we use security software to encrypt the information before and during its transmission through the Internet. We only allow information to be submitted for transmission if your browser is compatible with our security software. If your browser is not compatible, you will receive a message indicating your transaction can be completed but at a lower level of security. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, we cannot guarantee its absolute security.

E-mail messages are not secure. Our security software does not encrypt e-mail messages. E-mail messages traveling through the Internet are subject to viewing, alteration, and copying by potentially anyone on the Internet.

You should exercise discretion with respect to the submission of any personal or financial information via e-mail. If you are concerned about the security of your communication, we encourage you to send your correspondence through the postal service or use the telephone to speak directly to us. We are not responsible for the security or confidentiality of communications you send to us through the Internet using e-mail messages.

Best Practices: Maintaining the Security of Your Information When Accessing BEYMGA.COM

Some steps you can take to maintain the security of your information include:

  • Utilize the latest, updated version of your Web browser.
  • Keep your User ID and PIN or password confidential.
  • Utilize a PIN or password unique to you and, if possible, change it frequently.
  • Make sure others are not watching you enter your User ID, PIN or password on your keyboard when using protected areas of beymga.com
  • Do not leave your computer unattended while logged onto protected areas of beymga.com. After you've finished accessing your information, exit the protected area within beymga.com, and close your browser window.

Links and Co-Branded Sites

BEY provides links to other sites as a convenience to persons who visit the BEY website. If you choose to use the services provided by those sites, you may be asked by those sites to provide certain personally identifiable information (some of which may be shared with BEY). Please be aware that BEY is not responsible for the privacy practices of those sites. We encourage you to be aware when you leave our site and to read the privacy policies of every website that you visit, as the privacy policies of those sites may differ from ours. Our Privacy Statement applies solely to this website.

Social Media Widgets

Our website includes social media features, such as the “Facebook Like” button and widgets, such as the “Share” button or interactive mini-programs that run on our site. These Features may collect your IP address, which page you are visiting on our site, and may set a cookie to enable the feature to function properly. Social media features and widgets are either hosted by a third party or hosted directly on our website. Your interactions with these features are governed by the privacy policy of the company providing it.

Changes to the Online Privacy Policy

We may modify our privacy policy from time to time. Please take a look at the revised date at the top of this page to see when this Privacy Policy was last revised. Each of our customers receives a copy of our privacy policy annually.

Thank you for choosing BEY. We understand your concerns about privacy and confidentiality and hope this notice has been helpful to you.

If you have questions or would like more information, please don't hesitate to contact BEY at (844) BEY-9646 (844) 239-9646

We reserve the right to change our Privacy practices, procedures, and terms.